Long-term Care Insurance in the Tampa Bay Area
“Long-term care” is generally defined as the care and assistance someone may need every day if they have a chronic condition or illness. It is important to note that many insurance policies, including Medicare and Medicaid, do not provide provisions for most of the services which can be considered “long-term.” To that end, it is important to recognize your needs and make provisions for them while you are still able. Bradshaw Insurance LLC provides the resources you need to plan intelligently through long-term care insurance.
As your independent insurance agent, I can direct you to helpful long-term care policies that allow you to live your daily life with confidence. Count on me to facilitate your search for coverage that truly matters. By listening to your needs first, I empower you with helpful options, ensuring the services you receive are carefully tailored to your needs. Request a free, no-obligation consultation today and get the coverage you deserve.
Why Consider Long-term Care?
Health insurance can help offset the total costs of your doctor’s appointments, medications, and procedures. However, most policies cover just that—care pertaining to immediate treatment. Many health insurance policies do not provide provisions for supporting services long after care has been administered. Personal aides, updating the home for specialized equipment, and similar items may require out-of-pocket expenses.
Long-term care insurance can provide the coverage you need to make your everyday life easier while you are recovering from or adapting to the changes brought about by:
- Serious Injury
- Onset of a Disability
- Inability to Perform Activities of Daily Living
- Moving into a Nursing Home
- Home Care
There’s no way around it. Chronic illness, disability, or other life-changing condition can make it harder to go about your daily routine. Protect your wellness and financial security with long-term care insurance. These separate policies can establish provisions that help pay for a wide selection of products and services, including:
- Remodeling Costs for Making Homes Accessible
- Nursing Homes
- Home Care
- Assistance for Activities for Daily Living
- Personal Health Aides
- Medical and Home Care Professionals
Find the Right Long-term Care Policies Now
A little preparedness goes a long way. By signing up for a long-term care policy now, you can take advantage of lower premiums, which allows your insurance to go further. Sign up for a policy while you are healthy. As your independent agent, I can present you with the options that work according to your needs. I can help you select the benefit and duration so you are prepared for what the future may bring.
Contact me to learn if long-term care insurance is a sensible option. We proudly serves clients throughout the Tampa Bay area.